With over 50 large national providers and countless local agents offering car insurance from coast to coast, it can be difficult to find the company that’s best for you and your vehicle. For once in your life you have too many choices rather than too few! It’s okay though. The good news is that the sheer quantity of car insurance providers out there is driving up the spirit of competition, keeping rates low and service levels high to make it easier for you to find the right car insurance provider the first time, every time. Here’s what you want to look for when you’re wading through your pool of choices: 1) Rates. No, money can’t buy happiness, but low rates on your car insurance policy can come pretty close! Finding maximum coverage for your vehicle shouldn’t drive you into the poor house. It’s amazing what kinds of discounts and incentives car insurance providers are offering these days, so shop around! It shouldn’t take you long to find a company that’s willing to offer you the level of coverage you need at a price you can afford. 2) Customer service. The level of commitment to training their customer service and claims representatives are the strongest possible indicators of a company’s commitment to quality service as a whole. A company that employs friendly, well trained and knowledgeable agents and representatives is more likely to offer a high quality, diverse selection of insurance services and follow through on their claims quickly and efficiently than the company that grabs any Joe Schmoe off the street and sticks him on the phone his first day of training. 3) Reputation. Seriously, have you ever known someone to be able to keep quiet about the fact that a company offers the worst service they’ve ever seen? Probably not! People love to talk, and a company that’s barely meeting the bar makes great gossip fodder. A customer who really likes a product or service might tell two or three of their friends about it, but an unhappy customer will take out a billboard on the side of I-95! The Internet provides an excellent resource to go looking for these billboards and get a feel for your provider’s commitment to high quality service. If they can’t please most of the people, most of the time, they’re probably not a company you want to be working with. 4) Discounts and perks. It’s usually the little things rather than the major levels of coverage that make the difference between a good car insurance provider and a great one, so don’t be afraid to ask about your company’s discounts and the “extras” they toss in with their policies. If you have a teen driver a Good Student discount might be a vital part of the decision making process; on the other hand, if you travel a lot a company that offers discounts on car rentals might be the way to go. It’s all about finding the company that’s best able to meet your needs. There’s no such thing as one size fits all when it comes to car insurance, so take the time to shop around and find the provider that’s best for you. With the sheer quantity of options available on the market today, there’s no reason to settle for second best.